Owner-builder services · Utah County

Custom Utah homes, built with their owners.

OwnerTrack is the licensed general contractor beside you on a custom build. The trades, the suppliers, the financing relationships, the twenty-five years of craft — ours. The vision and the final decisions — yours.

25

Years in the Utah market

9–10 mo

Average build time

15–20%

Typical client savings

6.5%

Flat fee, no markups

A custom Craftsman home built with OwnerTrack, set against the Wasatch mountains

A Craftsman in Provo · completed 2025

A deliberate way to build

For homeowners who want a custom homewithout losing themselves inside someone else’s system.

OwnerTrack is a licensed general contractor structured around you. The trades, the suppliers, the financing relationships, the twenty-five years of craft — ours. The vision, the pace, the final call on what goes where — yours.

25

Years in the Utah market

9–10

Month average build

15–20%

Typical client savings

6.5%

Flat fee, no markups

The Mapleton modern farmhouse

A recent build

The Mapleton modern farmhouse.

Two stories, a covered porch the owners wanted specifically for summer evenings, and a garage plan that flexes between two cars and a workshop. Built with the owners pacing every decision — and delivered for less than a traditional builder would have quoted on day one.

Location
Mapleton, Utah
Style
Modern farmhouse
Build
~3,200 sqft · 2-story
Result
Appraised 18% over cost to build
See more client homes

A portfolio

Recent homes, built by their owners.

View all
Modern Farmhouse

Modern Farmhouse

Two-story · 4 bed · Utah County

Craftsman Rambler

Craftsman Rambler

Single level · 3 bed · Mapleton

Transitional Rambler

Transitional Rambler

Clean lines · Provo

Traditional Rambler

Traditional Rambler

Open plan · Spanish Fork

How we work

Three commitments we hold to on every build.

Craft

We build houses that last. The trades we work with have been with us for a decade or more, and their work shows up in the finishes, the framing, and the years-later walk-throughs.

Clarity

Every dollar is accounted for on a running ledger you see weekly. No square-foot games, no cost-plus surprises. Our fee is a flat number we agree on up front.

Agency

You make the decisions a homeowner should make. We make the decisions a builder should make. When the line blurs, we err toward putting it back in your hands.

Our approach

Four stages, paced to your life — not to a builder’s quota.

01

A first conversation

We sit down with you — in person or over a call. You describe the home, the budget, the timeline. We tell you honestly whether it pencils.

02

Lot, plans, and finishes

Already have a lot, or still looking? We help with both. Then we refine plans, pressure-test the estimate, and make finish choices you won’t regret.

03

Build

We bring the schedule, the trades, and the supplier relationships. You make the decisions. We walk the site with you every week.

04

Close

City approvals, final punch, move-in. Most of our clients are in their new home in 9–10 months from groundbreak.

A candid look at the numbers

What a $500K build looks like, four ways.

Same lot, same build, same market. The difference is the path you take to get there.

Custom BuilderGeneral ContractorOwner BuilderOwnerTrack
Avg. months to finish15–1815–1812–159–10
Builder management fee12%12%6.5%
Builder fee (on $500K build)$60,000$60,000$0$32,500
Loan origination$3,750$3,750$7,500$3,750
Construction loan interest$27,786$27,786$81,105$27,786
Total PMI$15,000$15,000
Supplier savings−$20,000
Total estimated cost$151,536$106,536$99,105$44,036

Estimates reflect typical Utah County builds. PMI mitigation depends on lot equity. Supplier savings vary by project. These numbers are representative, not guaranteed.

Questions we hear often

The answers people actually want before a first call.

More on the About page, or send a note — we’ll read it personally.

Am I really the builder?

You’re the owner — and the project’s decision-maker. We’re the licensed general contractor beside you. You make the calls a homeowner should make. We make the calls a builder should make. The line is drawn clearly, in writing, up front.

What does it actually cost?

Our base engagement is a flat 6.5% of build cost — compared to the 10–12% most general contractors charge. Full-partnership engagements are priced as a flat fee based on scope. No square-foot games, no cost-plus escalation.

How long does the build take?

Most of our builds deliver in 9–10 months, versus the 15–18 month industry average. Less time on your construction loan is real money, and the pace comes from our schedule discipline — not from cutting corners.

Do I need to know anything about construction?

No. You need to know what kind of home you want to live in. We handle the rest — and explain anything you want explained. Most of our clients spend two to four hours a week on the build at peak.

Next step

If you’re thinking about building, let’s talk.

A first conversation with Addison and Sam takes about an hour. Bring a budget, a timeline, and any inspiration you’ve saved. We’ll be candid about whether an owner-build fits your life.